Employee Benefit Fund operates in accordance with the rules set out in the Regulations.
Amounts of loans granted by the Social Office (as of 8 May 2015):
- a loan for renovation or modernisation of a flat is PLN 12,000,
- a loan for renovation or modernisation of a house is PLN 15,000,
- a loan for the purchase of a flat, construction of a house, supplementing the building contribution for a flat is PLN 60,000,
- a loan for adaptation of a flat to the needs of disabled persons - not more than PLN 6,000,
- a loan for renovation or modernisation of a flat or a single-family house for pensioners of the Maria Curie-Skłodowska University - not more than PLN 6,000.00.
Interested persons may apply for a loan to the Social Office (Rector's Office, room no. 1006).
Account number: 75 1140 1094 0000 2905 1600 1004
Workers' mutual assistance and loan fund
Amendments to the statutes of the workers' mutual assistance and loan fund of UMCS
The Extraordinary General Meeting of the members of the workers' mutual assistance and loan fund of UMCS in Lublin on 19 June 2024 adopted a number of amendments to the issue of the amount of loans and funeral benefits and, consequently, to the changes to the contributions. The changes introduced will be effective for members of the workers' mutual assistance and loan fund 30 days after their enactment.
The main changes, included in the amended version of the Statutes of the workers' mutual assistance and loan fund at the UMCS published on the UMCS website, are as follows:
1. Annuitants and pensioners who remain members of workers' mutual assistance and loan fund are obliged to pay a single annual contribution of PLN 20 for the membership contribution and PLN 20 for the funeral fund. Pensioners paying annual contributions of PLN 40 for membership contributions and PLN 40 for the funeral fund benefit from workers' mutual assistance and loan fund loans and allowances. Failure to pay contributions may result in the denial of benefits from workers' mutual assistance and loan fund.
2. Newly admitted members of the workers' mutual assistance and loan fund pay a one-off registration fee of PLN 50. Working members of workers' mutual assistance and loan fund pay a monthly membership contribution of not less than 40 PLN. The minimum membership contribution after 12 months of workers' mutual assistance and loan fund membership should be 480 PLN for a person doing paid work for UMCS.
3. Members of the workers' mutual assistance and loan fund with at least two months of membership and a registration fee of PLN 50 and contributions paid of min. PLN 500 are entitled to receive an interest-free loan from the fund created from member contributions. The maximum loan of PLN 20,000 can be obtained by the borrower with a contribution of at least PLN 7,000 for a declared period of up to 40 months. The borrower may not withdraw the above contribution until the loan has been repaid up to the amount of the loan security. Withdrawal of the contribution is tantamount to resignation from workers' mutual assistance and loan fund membership. The table below shows the criteria for receiving loans of smaller amounts as well.
|
|
Loan amount in PLN |
Amount of contributions in PLN |
Maximum number of months of loan repayment |
|
1 |
20 000,00 |
7 000,00 |
40 |
|
2 |
15 000,00 |
5 000,00 |
40 |
|
3 |
12 000,00 |
4 000,00 |
36 |
|
4 |
6 000,00 |
2 000,00 |
24 |
|
5 |
5 000,00 |
500,00 |
20 |
4. Contributions to the Funeral Fund - the minimum monthly contribution is 5 PLN - are deducted from the salary of persons performing gainful employment at the UMCS of workers' mutual assistance and loan fund members, while pensioners - the minimum contribution is 20 PLN per year - pay the contribution by paying the contribution themselves into the workers' mutual assistance and loan fund bank account, but it is allowed to pay the contribution one year in advance. Persons working on a contract of mandate, contract for specific work, managerial contract and business activity are required to make a contribution to the workers' mutual assistance and loan fund bank account in the amount of PLN 5 per month by the last day of each month. The amount of benefit (funeral allowance) from the Funeral Fund due to the death of:
a) A workers' mutual assistance and loan fund member is PLN 1200.
b) The spouse of a workers' mutual assistance and loan fund member is PLN 1000.
c) A minor child of a workers' mutual assistance and loan fund member is PLN 800.
d) Parents and in-laws of a workers' mutual assistance and loan fund member amounts to PLN 600.
The members of the workers' mutual assistance and loan fund of the Marie Curie-Skłodowska University who declare to repay their debts from the loans taken out independently, i.e. without the deduction from their salaries or sickness benefits, i.e. by means of a personal transfer to the workers' mutual assistance and loan fund account or by ordering a bank transfer, are requested to submit to workers' mutual assistance and loan fund a separate, hand-signed, written declaration concerning the choice of such a form of debt repayment and to indicate the branch and the name of the bank to which the repayments have been ordered, if any.
The absence of such a document, based on the content of the loan application, automatically obliges the workers' mutual assistance and loan fund to deduct the debt from wages or sick pay, as provided for in the workers' mutual assistance and loan fund statutes.
The Board of the workers' mutual assistance and loan fund at the UMCS in Lublin
All correspondence addressed to the workers' mutual assistance and loan fund at the UMCS, i.e. applications for loans, benefits, funeral allowances etc., can be submitted to the UMCS Registry Office, sent by post or deposited at the UMCS Rector's Office on the 8th floor, room 801 or 805.
UMCS Lublin workers' mutual assistance and loan fund account number:
PKO Bank Polski SA Branch II in Lublinie 37 1020 3150 0000 3402 0002 9488
Phone number: 81 537 54 04, E-mail: pkzp@mail.umcs.pl
